Payment & Logistics: Paisa Safe, Maal On Time.

Section 1: How Payment Works

Seedha. Simple. Secure.

At JIVN Mahabir Stores, we believe in one simple principle: Pukka kaam, pukka payment. No credit games, no cheque bouncing drama, no "payment next month" headaches. We keep it clean so we can focus on what matters — getting you the best quality products at the best wholesale rates from Burrabazar.
All orders are processed on 100% advance payment. This is not a restriction — it's what allows us to offer you genuine wholesale rates without inflating prices to cover credit risk. Aapka paisa safe, hamara maal guaranteed.


Accepted Payment Methods

Payment Method
Details
Best For
RTGS (Real Time Gross Settlement)
Instant bank-to-bank transfer for amounts above ₹2 lakh. Processed in real-time during banking hours.
Large orders above ₹2,00,000
NEFT (National Electronic Funds Transfer)
Bank transfer processed in batches. Typically reflects within 30 minutes to 2 hours.
Orders between ₹25,000 - ₹2,00,000
UPI (Unified Payments Interface)
Instant transfer via Google Pay, PhonePe, Paytm, or any UPI app. Transaction limit varies by bank (typically up to ₹1-2 lakh per transaction).
Quick orders, smaller quantities, or split payments
Bank Transfer (IMPS)
Immediate Payment Service. Instant transfer up to ₹5 lakh, available 24x7 including holidays.
Urgent orders outside banking hours
Our Bank Details will be shared upon order confirmation. Once you place your order on our website or via WhatsApp, we will send you our verified bank account details for payment. For security reasons, we do not display bank details publicly on the website.


How the Payment Process Works

Step 1: Place Your Order

Browse our catalog, use the Quick Order page, or simply WhatsApp us your requirement list. We'll confirm product availability and prepare your invoice.
Step 2: Receive Your Proforma Invoice

We send you a detailed proforma invoice with product names, quantities, rates, and the total payable amount. Sab kuch likha hua, koi confusion nahi.
Step 3: Make the Payment

Transfer the full amount via RTGS, NEFT, UPI, or IMPS. Share the payment confirmation screenshot on WhatsApp for fastest processing.
Step 4: Payment Verified, Order Locked

Our team verifies the payment (usually within 1-2 hours during business hours). Once confirmed, your order is locked and moves to the packing stage. No changes after this point.
Step 5: Dispatch & Tracking

Your goods are packed, weighed, and handed over to the transport company. We share the transport receipt (bilti/LR) with you on WhatsApp so you can track your shipment.


Important Payment Notes

No Cash on Delivery (COD). We are a wholesale business dealing in bulk quantities. COD is not feasible for shipments weighing 50 kg to 500 kg. We hope you understand.
No Credit Terms. We do not offer credit to any buyer, regardless of order size or relationship duration. This policy is what allows us to maintain the lowest possible rates. Agar koi aapko credit offer kar raha hai, toh woh already uska cost aapke rate mein jod chuka hai. Our rates are clean — no hidden credit markup.
Partial Payments. For very large orders (above ₹5 lakh), we can accept payment in two installments — 50% to confirm the order and 50% before dispatch. Contact us to discuss.
GST Invoice. A proper GST invoice is generated for every order and shared via email and WhatsApp after dispatch. If you need the invoice before dispatch for your records, just ask.


Section 2: How Logistics Works

The Burrabazar Transport Advantage

Here's something most online sellers can't offer you: We are physically located in Burrabazar, Kolkata — the largest wholesale market in Eastern India. And right around us, within walking distance, are over 450 transport companies that run daily trucks to every district, town, and village across Eastern and North-Eastern India.
This is not some fancy logistics partnership on paper. This is real, on-ground access to the most extensive transport network in the region. Jab aapka maal Burrabazar se niklega, toh seedha aapki dukaan tak pahunchega — bina kisi courier company ke chakkar mein pade.


How Shipping Works

We do not use courier companies. Courier services like Delhivery, BlueDart, or DTDC are designed for small parcels — 1 kg, 5 kg, maybe 10 kg. Your orders are 50 kg, 100 kg, sometimes 500 kg. For this kind of volume, the traditional Burrabazar transport network is faster, cheaper, and more reliable than any courier service in the country.
Here's how it works:
Step 1: Your order is packed and weighed at our Burrabazar godown. Every bag is properly sealed and labeled with your name, destination, and contact number.
Step 2: We select the best transport for your location. Based on your city/town and the weight of your order, we choose the transport company that offers the best combination of speed, safety, and cost for your specific route.
Step 3: Goods are loaded and a transport receipt (Bilti/LR) is generated. This receipt is your proof of shipment. We share a photo of the Bilti on WhatsApp immediately after loading.
Step 4: You receive your goods at the transport company's local godown in your city/town. Some transporters also offer door delivery for an additional charge — we can arrange this if you need it.


Estimated Delivery Timelines

Delivery times depend on your location and the transport route. Here are general estimates from our Burrabazar dispatch point:
Destination State
Major Cities
Smaller Towns
Notes
West Bengal
1-2 days
2-4 days
Fastest routes. Daily trucks available to almost every district.
Assam
3-5 days
5-7 days
Regular services to Guwahati, Dibrugarh, Silchar, Tezpur, and more.
Odisha
2-4 days
4-6 days
Strong routes to Bhubaneswar, Cuttack, Rourkela, Berhampur.
Tripura
4-6 days
6-8 days
Services to Agartala and surrounding areas via Assam route.
Bihar
2-3 days
3-5 days
Excellent connectivity to Patna, Gaya, Muzaffarpur, Bhagalpur.
Jharkhand
2-3 days
3-5 days
Good routes to Ranchi, Jamshedpur, Dhanbad, Bokaro.
North-East (Others)
5-8 days
7-10 days
Meghalaya, Manipur, Mizoram, Nagaland — routes available but longer transit.
Note: These are estimates, not guarantees. Actual delivery times may vary due to weather, road conditions, festivals, or transport schedules. We will always inform you if there is an expected delay.


Shipping Costs

Transport charges are paid by the buyer and are separate from the product cost. The transport company will collect the freight charges at the time of delivery (To-Pay basis) or we can include it in your invoice if you prefer prepaid freight.
Freight rates depend on:
Weight of your order (charged per kg or per quintal)
Destination distance from Kolkata
Type of goods (some items have different freight categories)
Approximate freight rates (these vary by transport company and season):
Route
Approximate Rate
Within West Bengal
₹2 - ₹4 per kg
Kolkata to Guwahati (Assam)
₹8 - ₹12 per kg
Kolkata to Bhubaneswar (Odisha)
₹4 - ₹6 per kg
Kolkata to Agartala (Tripura)
₹12 - ₹16 per kg
Kolkata to Patna (Bihar)
₹4 - ₹6 per kg
Kolkata to Ranchi (Jharkhand)
₹4 - ₹7 per kg
These are indicative rates. Exact freight will be confirmed at the time of dispatch based on the transport company selected for your shipment.


Important Logistics Notes

Transfer of Responsibility. Once the goods are handed over to the transport company and the Bilti/LR is generated, the responsibility for safe transit lies with the transport company. We pack your goods with utmost care, but any transit damage claims must be raised with the transporter directly. We will, of course, assist you in the process.
Insurance. For high-value orders, we recommend opting for transit insurance through the transport company. The cost is minimal (typically 0.5-1% of goods value) and protects you against damage or loss during transit. Let us know if you want insurance, and we'll arrange it.
Preferred Transporter. If you already have a preferred transport company that operates from Burrabazar, just tell us! We'll dispatch through them. Many of our regular buyers have their own trusted transporters, and we're happy to work with whoever you choose. Aapka transporter, aapki marzi.
Self-Pickup. If you or your representative is visiting Kolkata, you are welcome to pick up your order directly from our Burrabazar godown. Many buyers from nearby districts prefer this option. Just inform us 24 hours in advance so we can keep your order packed and ready.


Section 3: Still Have Questions?

Humse Baat Karo. Hum Yahi Hain.

We know that placing a large wholesale order online for the first time can feel different. If you have any questions about payment, logistics, or anything else — don't hesitate. Pick up the phone and talk to us directly. No IVR, no "press 1 for this, press 2 for that." Seedha baat, seedha jawab.
📞 9147376501 — Dispatch & Logistics

📞 9163786071 — Orders & Enquiries

📞 9147700576 — General Enquiries

✉️

💬 WhatsApp: Click here to chat (link to wa.me/919163786071)
Business Hours: Monday to Saturday, 10:30 AM to 6:30 PM IST

Location: Burrabazar, Kolkata, West Bengal